Quality Pre-owned Vehicles
In Orlando and Kissimmee, Florida
Accelerate car buying with pre-approval!
Discover the Riker’s Auto Financial Advantage
Proudly serving Kissimmee and Orlando, FL since 2004
At Riker’s Auto Financial, our commitment revolves around you. We take great pride in presenting high-quality, reliable vehicles at budget-friendly prices. Your less-than-perfect credit history should not hinder your dream of owning a car.
With our devoted team at your service, the journey to buying your car becomes a delightful and stress-free experience. Our focus is on providing exceptional service and a seamless financing process, ensuring you drive away swiftly and confidently.
Explore the distinctive Riker’s Auto Financial difference today by browsing our extensive online vehicle selection or visiting our Kissimmee and Orlando, FL dealership. We’re here to support you at every stage.
The Friendly Approach to Buying Your Car
At Riker’s Auto Financial, we recognize that life can present unforeseen financial challenges. Hence, we provide flexible financing solutions to assist individuals who may have faced rejection from conventional banks. We take pride in helping customers navigating situations such as:
- First Time Buyers
- Bankruptcy
- Self-employed/ 1099 Employment
- Troubled Payment Histories
- No credit or Low Credit Score
- Child Support
- Identity Theft
- ZERO Credit
- Divorce
- Difficulty Proving Income
- Student Loans
- Repo's
- Open Autos
Kissimmee's and Orlando's #1 Used Car Dealership
Common Questions
Payments are automatically deducted by VCA Financial from your debit/credit cards to help approve your credit.
Call VCA financial at 1 (800) 963 – 6264
Absolutely! In most cases, you can take your chosen vehicle home on the same day.
Absolutely! We provide financing options to all applicants, regardless of their credit history. Our in-house financing process ensures that we consider your complete application, including the required documentation, to make a decision that suits your needs.
By responsibly managing your VCA financial payments with automatic payments, you have the opportunity to establish a positive payment history. Consistently meeting your financial obligations can gradually contribute to improving your credit score over time.
- Accessibility: VCA Financial financing provides an opportunity for individuals with less-than-perfect credit or no credit history to secure financing for a vehicle. Traditional lenders often have stricter credit requirements, making it difficult for such individuals to qualify.
- Faster Approval: VCA Financial financing typically offers faster approval times compared to traditional lenders.
- Flexible Terms: VCA Financial financing often offers more flexible terms, including down payment options, loan durations, and payment schedules. This flexibility allows you to customize the financing to fit your budget and specific needs.
- Credit Building Opportunity: By consistently making timely payments on your VCA Financial loan, you have the chance to improve your credit history. As VCA Financial reports your payment activity to the credit bureaus, responsible payment behavior can gradually enhance your credit score.
The Best Quality Used Cars since 2010
Handpicked Inventory for Your Peace of Mind
12 months or 12,000 miles powertrain and Gap coverage.
* Restriction apply. See dealer for details.
$100 for Any Referral Sold
Low Down Payment Options
100% Approval Guaranteed
Join Our Rewarding Referral Program
Embark on a rewarding journey with our Referral Program! At Riker’s Auto Financial, we value those who spread the word about our exceptional services. Refer friends, family, or colleagues to enjoy hassle-free car buying, and in return, earn enticing rewards as our token of appreciation. It’s a win-win – they discover their dream car, and you receive $100 for each referral who makes a purchase. Don’t miss out on sharing the love and reaping the benefits. Join our Referral Program today, and let the rewards roll in! Contact us now.
Enjoy a Stress-Free Buying and Payment Experience
At Rikers Auto Financial, we’re dedicated to simplifying the car buying process. We not only make getting a new car easy but also expedite paperwork processing and offer friendly payment plans. Additionally, you do not have to come to dealership to make payments. VCA Financial offers automatic payments to make an easier payment process.
Always have a vehicle with a warranty
- 12 months/12,000 miles Power – Train warranty.